Micro Business Loan Officer

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Micro Business Loan Officer

Company	ABA BANK
type	Others
Function	Banking & Finance
employees
Location	Phnom Penh

Level	Middle	Term	Full Time
Year of Exp.	1	Function	Bank/Insurance
Hiring	47	Industry	Banking & Finance
Salary	Negotiable	Qualification	Bachelor Degree
Sex	Male/Female	Language	English-- Good
Age	~	Location	Battambang; Kampong Cham; Kampong Speu; Kampot; Kratie; Phnom Penh; Poipet; Pursat; Rattanakiri; Takhmao;
Publish Date	Oct-16-2018	Closing Date	Nov-14-2018

Job Description

	Micro Business Loan Officer is responsible for processing and analyzing micro business loan applications and conduct credit investigations, reports and more. Location - Borei Keyla Branch, Phnom Penh (2 posts). - Chamkar Doung Branch, Phnom Penh (3 posts). - Chom Chao Branch, Phnom Penh (3 posts). - Independence Monument Branch (1 post). - Mao Tse Tung Branch, Phnom Penh (2 posts). - Battambong Branch (2 posts). - Kompong Cham Branch (1 post). - Chhuk District Branch (1 post). - Cheung Prey District Branch (1 post). - Kompot Branch (1 post). - Kratie Branch (9 posts). - Kien Svay District Branch (1 post). - Mukh Kampul Branch (2 posts). - Ou Baek K’am Branch, Phnom Penh (5 posts). - Paoy Paet Branch (1 post). - Pursat Branch (1 post). - Ratanakiri Branch (1 post). - Russey Keo Branch (1 post). - Stade Chas Branch, Phnom Penh (9 posts). Duties and Responsibilities - Solicits potential and existing clients in accordance with the guidelines stated in the micro business loan policies and procedures. - Analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower. - Receives and screens loan applications. - Conducts credit investigation for borrowers and their co-makers. - Evaluates cash flow of loan applicants. - Conducts sit visit of secure collateral. - Ascertains the completeness of loan documents. - Follows up delinquent clients immediately and refers to immediate supervisor. - Recommends remedial measures for delinquent clients in accordance with the recovery policies and procedures of the Bank. - Responsible for the attainment of his/her performance targets.

Micro Business Loan Officer is responsible for processing and analyzing micro business loan applications and conduct credit investigations, reports and more.

Location
- Borei Keyla Branch, Phnom Penh (2 posts).
- Chamkar Doung Branch, Phnom Penh (3 posts).
- Chom Chao Branch, Phnom Penh (3 posts).
- Independence Monument Branch (1 post).
- Mao Tse Tung Branch, Phnom Penh (2 posts).
- Battambong Branch (2 posts).
- Kompong Cham Branch (1 post).
- Chhuk District Branch (1 post).
- Cheung Prey District Branch (1 post).
- Kompot Branch (1 post).
- Kratie Branch (9 posts).
- Kien Svay District Branch (1 post).
- Mukh Kampul Branch (2 posts).
- Ou Baek K’am Branch, Phnom Penh (5 posts).
- Paoy Paet Branch (1 post).
- Pursat Branch (1 post).
- Ratanakiri Branch (1 post).
- Russey Keo Branch (1 post).
- Stade Chas Branch, Phnom Penh (9 posts).

Duties and Responsibilities
- Solicits potential and existing clients in accordance with the guidelines stated in the micro business loan policies and procedures.
- Analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
- Receives and screens loan applications.
- Conducts credit investigation for borrowers and their co-makers.
- Evaluates cash flow of loan applicants.
- Conducts sit visit of secure collateral.
- Ascertains the completeness of loan documents.
- Follows up delinquent clients immediately and refers to immediate supervisor.
- Recommends remedial measures for delinquent clients in accordance with the recovery policies and procedures of the Bank.
- Responsible for the attainment of his/her performance targets.

Job Requirements

	- Refer from MFI. - Bachelor with major in banking and finance, accounting, management and marketing or related field. - At least one-year experience in micro finance institution/commercial bank or related field. - English proficiency. - Good level of computer program (MS Word & Excel). - Good understanding of business process. - Hardworking, commitment, ability to communicate and self motivated person. - Good interpersonal skills. - Attention to details. * How to apply - Closing date: 16 th November 2018 - Interested and qualified applicants should submit only your updated covering letter and CV stating the position you apply for with current photo (4x6) through our E-mail: recruitment@ababank.com - Note: For more vacancies please visit our website: www.ababank.com if the above job advertisement doesn’t meet your career goal.

- Refer from MFI.
- Bachelor with major in banking and finance, accounting, management and marketing or related field.
- At least one-year experience in micro finance institution/commercial bank or related field.
- English proficiency.
- Good level of computer program (MS Word & Excel).
- Good understanding of business process.
- Hardworking, commitment, ability to communicate and self motivated person.
- Good interpersonal skills.
- Attention to details.

* How to apply
- Closing date: 16 th November 2018
- Interested and qualified applicants should submit only your updated covering letter and CV stating the position you apply for with current photo (4x6) through our E-mail: recruitment@ababank.com

- Note: For more vacancies please visit our website: www.ababank.com if the above job advertisement doesn’t meet your career goal.

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Contact Information

Contact Person	HR Department Office
Phone	855 98 630 108
Email	recruitment@ababank.com
Website	http://www.ababank.net
Address	No. 148, Preah Sihanouk Blvd, Phnom Penh, Cambodia.

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Company Profile

ABA Bank is one of Cambodia's premier banking institutions. Founded in 1996 as the Advanced Bank of Asia Limited, ABA was originally set up to provide commercial banking services to a limited number of corporate clients.
Today, ABA is an independent, SME-focused, mid-sized commercial bank with a multi-branch and multi-city network spread across Cambodia and offers full-service banking facilities to Cambodians from all walks of life.
ABA's branch network currently extends to 10 nationwide, with seven of those located in Phnom Penh. There are also branches in Siem Reap, Battambang and Kampong Cham. In 2011, ABA opened its flagship premier banking branch in downtown Phnom Penh to service its corporate and VIP clients.
A winner of Asian Banking & Finance Magazine's 2011 Retail Bank of the Year award, ABA prides itself in offering some of the most technologically advanced banking services in Cambodia. It also offers a unique personal banking experience to corporate and retail customers.
Having serviced the corporate and retail banking sectors in Cambodia successfully for a number of years, in 2011 ABA Bank turned its attention to the 'microbusiness' sector - its aim is to provide the best service and financial terms and conditions to Cambodia's small and medium size enterprises (SMEs).

Service hot line :

023 969 088 / 023 91 90 86 / 023 91 90 87 / 02391 90 89

Operating Hours : Mon-Fri (8:00 am to 5:00 pm)

Email : jobs@camhr.com.kh