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Chief Credit Officer

Company

WING Bank (Cambodia) Plc   

type

Private Limited Company

Function

Banking & Finance

employees

>200

Location

Phnom Penh

Level

Term

Full Time

Year of Exp.

0

Function

Bank/Insurance

Hiring

10

Industry

Banking & Finance

Salary

Negotiable

Qualification

Sex

Unlimited

Language

Age

0 ~ 0

Location

Provinces; Phnom Penh;

Publish Date

Oct-04-2021

Closing Date

Nov-02-2021

Job Description

  • Maintain existing and build new clients in accordance with the guidelines in lending policies and its procedure.
• Advising clients on suitable loan and credit options to ensure clients satisfaction and no risk to the bank.
• Obtaining and assessing financial information, including financial statements and credit histories.
• Process and write-up loan proposal and detail financial analyse.
• Ensure timely submission of credit review and renewal prior to expiry date.
• Manage late payment and work closely with loan recovery team to ensure successfully recovery of loan.
• Conduct site visit during loan assessment process to obtain clear information about loan purpose of client’s loan application and ensure sufficient and acceptable clients collateral/security for the loan.
• Prepare and execute loan contract agreement with clients and support for loan disbursement timely and accurately to fulfil client’s satisfaction.
• Follow-up and regular site visits for loan utilization purpose and develop relationship with clients for further crossing selling.
• Proper manage the loan portfolio to ensure timely payment.
• Process registration title deed/soft title deed at cadastral officer/local authorities to acquire the legal evidence of client’s right to ownership of the property.
• Keeping abreast of amendment to loan products, policies, lending procedures, and regulations to better meet clients

Job Requirements

  • Bachelor degree in finance and banking, accounting or other related fields
• Minimum 3 years of working experiences in banking and financial service industry, especially in credit department, business banking or relevant fields
• Good understanding of business process and ability to analyse and interpret its financial statement
• Good customer relationship management skill
• Understanding of the credit assessment process
• Good analytical and problem solving skill
• Ability to work effectively and efficiently as a team and individually
• Enable to work under pressure to deliver/compete/challenge assigned tasks with deadline

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Contact Information

Contact Person

HR Department

Phone

077 988 071 / 078 989 725 / 078 989 114

Email

jobs@wingmoney.com

Website

http://www.wingmoney.com

Address

No. 721, Preah Monivong Blvd., Sangkat Beung Keng Kang 3, Khan Chamkar Mon, Phnom Penh, Cambodia

Company Profile

Wing (Cambodia) Limited Specialised Bank is Cambodia's leading mobile banking service provider. Launched in 2009, Wing is committed to providing financial inclusion to the unbanked and under-banked allowing every Cambodian access to services including local money transfers, bill payments and phone top-ups, online shopping and QR payment, as well as instant international money transfer from more than 200 countries.

Wing remains at the forefront of the mobile money and electronic payment services market in Cambodia with 100% district coverage via a nationwide network of over 7,000 Wing Cash Xpress outlets. It has partnerships with more than 30,000 merchants and global industry leaders including Mastercard, Western Union, MoneyGram, WorldRemit. In addition, small and medium enterprises, as well as larger companies, are able to use Wing’s payroll and disbursement services, helping to further develop its payment ecosystem.

Service hot line :

023 969 088 / 023 91 90 86 / 023 91 90 87 / 02391 90 89

Operating Hours : Mon-Fri (8:00 am to 5:30 pm)

Email : jobs@camhr.com.kh

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